Terms and Conditions

1. Acceptance of terms

By accessing and using the website estavento.com (hereinafter, the "Site"), operated by Estavento SpA, Tax ID (RUT) 77.834.219-K, with registered address at Av. Apoquindo 4700, Office 1503, Las Condes, Santiago, Chile, you accept these Terms and Conditions in their entirety. If you disagree with any part of these terms, please do not use the Site.

2. Description of service

Estavento is an educational portal dedicated to financial education and economic empowerment of Chilean citizens. We provide informational content, market analysis, referential exchange rate data, and educational resources on personal finance.

The Site does not provide financial, investment, tax advisory, or financial intermediation services of any kind. All published content has an exclusively educational and informational purpose.

3. Financial disclaimer

Materials published on the Site are educational in nature and do not constitute investment advice, financial recommendations, or offers of financial products or services. Exchange rates and economic data shown are referential and may not reflect current market values.

Any financial decision you make based on information from this Site is your sole responsibility. We recommend consulting with a certified financial professional before making investment or financial decisions.

4. Intellectual property

All content on the Site, including but not limited to texts, graphics, logos, images, data compilations, and software, is the property of Estavento SpA or its respective rights holders and is protected by Chilean intellectual property laws and applicable international treaties.

The reproduction, distribution, modification, or commercial use of the Site's content without prior written authorization from Estavento SpA is prohibited.

5. User obligations

By using the Site, you agree to: provide truthful and up-to-date information in any form; not use the Site for illegal purposes or purposes contrary to these Terms; not attempt to access restricted areas of the Site; not interfere with the normal functioning of the Site.

6. Limitation of liability

Estavento SpA does not guarantee that the Site will be free of errors, viruses, or other harmful components. To the maximum extent permitted by Chilean law, Estavento SpA shall not be liable for direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the Site.

Potential returns mentioned in any educational content are adjusted for risks and do not guarantee future results.

7. Third-party links

The Site may contain links to third-party websites. Estavento SpA does not control and is not responsible for the content, privacy policies, or practices of these sites. We recommend reviewing the policies of each site you visit.

8. Applicable law and jurisdiction

These Terms and Conditions are governed by the laws of the Republic of Chile. Any dispute arising in connection with these terms shall be submitted to the jurisdiction of the ordinary courts of Santiago, Chile, with the parties waiving any other jurisdiction that may apply.

9. Modifications

Estavento SpA reserves the right to modify these Terms and Conditions at any time and without prior notice. Modifications shall take effect upon publication on the Site. Continued use of the Site after the publication of changes constitutes your acceptance thereof.

10. Contact

For any inquiries related to these Terms and Conditions, you can contact us at: Estavento SpA, Av. Apoquindo 4700, Office 1503, Las Condes, Santiago, Chile. Email: contacto@estavento.com.